We're announcing our partnership with Tilopay, the digital payments ecosystem for Central America and the Caribbean. Starting today, all VTGO SaaS Odoo plans include the Tilopay payment method at no extra cost, and we help every client set up their account.
What it solves
The Panamanian SMB that sets up its online store or customer portal in Odoo always runs into the same thing: the ERP works, but collecting online means a separate integration, a separate development and a separate bill. That friction is what we eliminate.
The methods that get enabled
- Yappy — Banco General's payment button, the most widely used method in Panama. Total fee of 2%: 1% from Tilopay plus 1% from Yappy with its ITBMS, with a minimum of $0.30 in some cases.
- Cards — Visa, Mastercard and American Express, plus Apple Pay and Google Pay at the standard card rate.
- BAC installments — Tasa Cero (between 7.5% and 14% depending on the term) and Minicuotas BAC (4.25% for 12- to 36-month terms). Your customer spreads out the payment; you get paid in full.
- Tafi — the buy now, pay later option for the Panamanian market.
The card rate in Panama is set according to the business profile and the integration model: we quote it with you before you sign anything. Tilopay charges no monthly fee or sign-up fee: it only takes a commission on successful transactions.
What your Odoo plan includes
The Tilopay connector was developed and is maintained by VALTRIOM. On any VTGO SaaS Odoo plan — from the 400 MB entry plan up to the 2.4 GB plan — it comes installed and configured:
- Installation and configuration of the payment method in your Odoo, with no implementation fee.
- Payments in the customer portal and the online store — your invoices and orders get paid right from Odoo.
- Reconciliation — the payment is recorded against the invoice that generated it, not as a loose entry someone has to match by hand.
- Connector maintenance — updates included in your monthly fee, just like the rest of the plan.
We help you open the account
Signing up with Tilopay is done online and approval takes about 48 hours, but there are requirements worth having ready ahead of time. To enable Yappy you need a business account at Banco General, an administrator profile in Commercial Online Banking and your Yappy Comercial credentials (merchant ID and secret key).
We go through that process with you: we check what you're missing, prepare the paperwork, follow up on the approval and, as soon as you have the credentials, we load them into your Odoo and test the first charge.
Who it's for
If you sell online, if you collect subscriptions or if you simply want your customers to pay an invoice without a manual transfer or a receipt sent over WhatsApp, this already comes included in your plan. If you don't have your Odoo with us yet, it's one more reason to start there.